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OJK INVITES ATMA JAYA STUDENTS TO BE SMART FINANCIALLY AND PLAN FOR THE FUTURE

2/17/2023 12:00:00 AM


Group photo at the Studium Generale: Financially Smart Young Generation, Plan for the Future.


Jakarta, 14 FEBRUARY 2023 – The development of financial technology makes all transactions more practical, especially for the younger generation user who are digitally literate. This encourages the younger generation to be more active in utilizing financial technology.


Even though the younger generation has good digital literacy, it is possible for them to be trapped in digital financial services and investments. This is a concern for the Financial Services Authority (OJK) to give more education to the younger generation.


OJK together with Atma Jaya Catholic University of Indonesia held a public seminar with the theme “Studium Generale; Financially Smart Young Generation, Plan for the Future” which aims to give the younger generation better understanding of developments in financial technology and be wiser in utilizing financial services and digital investment. This public seminar was attended by Atma Jaya Catholic University students and high school students, Tuesday (14/2).


This public lecture also presented a number of speakers, namely Yulianta, Deputy Director of Development Planning, Evaluation of Financial Literacy and Education of OJK; Jeffrey Hendrik, Development Director of the Indonesia Stock Exchange; Adrian Gunadi, Chairman of the Indonesian Joint Funding Fintech Association (AFPI); and Salim Sutiono, Certified Financial Planner.




Opening remarks by the Rector of Atma Jaya Catholic University, Dr. Agustinus Prasetyantoko in a public lecture, Tuesday (14/2).


The Studium Generale seminar was opened with remarks from Dr. Agustinus Prasetyantoko as Rector of Atma Jaya Catholic University and remarks from Dr. Friderica Widyasari Dewi, SE., MB.A as Chief Executive of OJK's Consumer Education and Protection Behavior Supervisor. 


“There are many problems in the financial industry, but there are also many opportunities. There are many risks and this has been proven by fellow students at several other universities who have experienced online loans, which in fact may not be well understood so that they pose a risk," said Atma Jaya Catholic University Rector, Dr. Agustinus Prasetyantoko, highlighted the phenomena that occur among the younger generation. According to him, having a good understanding of the things that exist in the financial industry will have great benefits in order to avoid these problems.



Speech by the Chief Executive for Supervising the Behavior of Financial Services Businesses, Education and Consumer Protection of OJK, Friderica Widyasari Dewi in a public lecture, Tuesday (14/2).


Meanwhile, in her remarks, Friderica revealed that OJK and IDX are working together to educate the younger generation, especially students who attended the seminar, to be able to differentiate and avoid various investment fraud schemes that have been rife recently due to the lack of iteration of financial products.


“There are still many users of financial products and services who actually don't understand what they are using. This is quite dangerous because usually there will be a dispute. For this reason, literacy related to financial services is an effort so that people can understand this better," said Friderica.


"Moreover, to understanding financial products and services, it is also necessary to understand consumer rights and obligations as protection," added Friderica.


Furthermore, she said that she hopes that the younger generation will also understand more about the correct types of investments and what is needed so that they can prepare for a better future.


In line with the two points of Atma Jaya Catholic University's core values, namely Professional and Caring, students who take part in the Studium Generale seminar are expected to be able to practice what has been obtained from the overall presentation by each speaker in every decision making related to financial products and services and also become agents of financial literacy to educate people around this matter so that more people in Indonesia understand and are wiser in managing finances.